Archive for category Cadillac

Insuring Your Cadillac For Less Money

Just because you own one of America’s premier luxury makes doesn’t mean you must pay a mint for car insurance. True, Cadillacs are not cheap cars but you shouldn’t have to pay a premium for your Cadillac car insurance. Are you in the market for better insurance coverage for your Cadillac? Do you want information that could save you hundreds of dollars per year on your Cadillac car insurance? If you answered yes to either question then please read on as I have important information that can result in big savings for you.

Over the past decade, the Cadillac line up has been overhauled to compete much more effectively against foreign luxury brands. No longer simply Lincoln’s chief competitor, Cadillacs are routinely mentioned in the same breath as Mercedes, Lexus, and BMW when comparing global luxury brands. Like the foreign brands, insuring a Cadillac can be an expensive proposition. However, just because you can afford a Cadillac doesn’t mean you want or should have to pay the highest Cadillac car insurance rates going. With a little research, you can come across sizable Cadillac car insurance savings.

Depending on the age of your Cadillac and the coverage that you seek as well as the coverage required by your state, your insurance rates can vary drastically. In addition, there are some other things which can determine what you will ultimately pay:

Your age

Your personal health

Your driving record

Your address

Your deductibles

Your Cadillac’s age

Your annual miles driven

…and more!

When purchasing Cadillac car insurance there are various insurance elements that comprise the entire insurance policy including:

Liability insurance – This element protects you in the event that you have an accident, specifically if you damage property or hurt someone else in the accident. The more coverage you have, the better you are protected against legal claims that could arise against you.

Collision insurance – If your Cadillac gets damaged, do you have insurance to cover repairs? Any vehicle with a value of $3000 or more should have collision insurance. You are required to have this type of coverage if your car is being financed through a financing company. Read the rest of this entry »

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Cadillac Escalade ESV

Cadillac Escalade ESV is an extended length full-size sport utility vehicle which is available in three different trim levels such as base, platinum edition, luxury and Premium. The base model comes with standard features which include 18 inch wheels, iPod/USB audio interface, adaptive suspension, satellite radio, automatic xenon headlamps, auto-dimming and power-folding driver mirrors, real-time traffic, rear parking sensors, a navigation system, foglamps, Bluetooth, power tailgate, rearview camera, leather upholstery, remote ignition, 10-way power front seats with driver memory settings, heating and ventilation, three-zone automatic climate control, power-adjustable pedals, heated second-row seats, power tilt steering wheel and 10-speaker Bose surround sound system with CD/DVD changer.

The luxury trim level of Cadillac Escalade ESV adds 22 inch wheels, power second-row seat, more advanced Magnetic Ride Control suspension, heated steering wheel, automatic high beams, sunroof and blind-spot warning system. The Premium model comes with rear-seat DVD entertainment system with pull-down screens for the second and third rows and power-retractable assist steps, while the platinum edition consists of 22-inch wheels, second-row 60/40-split bench seat, LED headlamps, DVD screens for second-row passenger, upgraded full leather trim, heated and cooled cupholders and unique wood and aluminum accents. All models are motivated by 6.2 liter V8 engine which is good for churning out 417 pound feet of torque and 403 horsepower. It is equipped with six-speed automatic transmission with either rear wheel drive system or four-wheel drive system. The ESV goes from 0 to 60 mph in the time range of 7 seconds which is very fast for a sport utility vehicle. The estimated fuel economy is 18mpg highway, 14mpg city and 16mpg in combined driving. The maximum towing capacity is 8000 pounds which is an average as compared to other SUVs in the market.

The Cadillac Escalade ESV comes with standard safety features which include antilock disc brakes, full length side impact head curtain airbags with rollover protection, stability control, front side impact airbags and traction control. There are some additional safety features like rear parking sensors, blind spot warning system, rearview camera and OnStar communication. The interior of ESV is properly equipped and outfitted with top notch quality materials like leather accented with metal and wood trim, intuitive and straightforward controls, navigation system with real time traffic, rear seat DVD entertainment system and pull-down screens for both rows. However it is a massive sport utility vehicle with its powerful V8 engine hat generates surprisingly fast acceleration. Read the rest of this entry »

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